I am only in college and i am wanting to know a good way to invest money to make money..?


Question:
What is a good way to go...a roth ira...stocks...bonds. savings accounts dont work for me. i just want money to start building for the future. how should i go about it i dont know about much o this stuff

Answer:
First of all, if you are in college and want to start investing.great job on starting early it will pay off for you huge in the long run. I assume that if you are in college you don't have a lot to start with right now. Thats not important, what is important is that you start good habits early. You mentioned a Roth in your question.a Roth IRA is not actually an investment, it is a type of investment vehicle. You can purchase the exact same investment and put it in a Roth or not.it all depends upon the purpose of the investment...a Roth IRA is a great retirement vehicle. If you are just starting out with a littlbe bit each month I would recomend a mutual fund that allows the fund managers to invest in many different asset classes both internationally and domestically. A good example of this type of fund is one that I own called the Ivy Asset Strategy fund. A fund like this is a great place to start, then as you have more to invest you can diversify more and create a more customized strategy. Again great job for starting early.you will be thrilled in 30 years.
You need a Mutual Fund.!!

Very easy to start .. minimum risk... great way to get going.
You don't need a ton of $$ to get started either!

If you have a lot of cash...get an advisor...
Mutual Funds and ETF's. Avoid stocks, they are too volatile, and remember there is no such thing as a low risk stock, that'll earn you money. Look at Enron, everybody thought it would never go bankrupt.
Open a brokerage account at Zecco and invest in Microsoft, Nintendo, Sony, Apple and Yahoo!
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