Convert Real Estate Investment to Tax Sheltered Stock Market Account How?


Question:
If I have a large amount of money invested in real estate, is there any way get all (say $100,000) of that money into a tax sheltered account (like an IRA) from which I can invest in the stock market? I'm no longer interested in doing 1031 exchanges, and the property is not appropriate for renting. I believe the current annual limit for an IRA is $4,000, so that wouldn't work. Is there anything else out there? Thanks for your help.

Answer:
Yes, supposedly there is a way by using Private Annuity Trusts (also known as PATs). Unfortunately, there are very few companies, attorneys, accountants, and realtors who are familiar with these.
The best thing to do would be to check out the following links to see a description of how they work:
http://www.patplanner.com/
The following link reprints an article published last month from the Wall Street Journal about the use of these Trusts.
http://www.traceyrealtor.com/private_ann...
The better question is not 'how' but 'why?' With the exception of a few dot-com'ers who made big bucks in the stock market - real estate is traditionally a safer investment with higher yields over the long term - for the average person. If you're dealing with management issues, there are plenty of different types of real estate investments (ie: Single Tenant Net Lease or NNN Lease) that require virtually no management - you just get a check every month (and make your loan payment). Regardless, you're best off calling a local CPA or your bank (talk to a financial advisor) for any tax advise.
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