If I have a Roth IRA account opened can I invest in private stock in a company?


Question:
I want the account to save for my first home and would like to invest in an private company. Is is possible to invest in a private company from a Roth IRA account?

Answer:
In general terms, yes you can (assuming the company is not set up as an S corp.); IF (like Trade mentioned) you can find a broker willing to administer the account for you. There are two caveats to think about, however.

When you go off the beaten path investment-wise, be prepared for extra expenses, extra paperwork and dealing with potentially reduced liquidity.

You CANNOT own private equity within an IRA if you are also owner of the company issuing the stock. Self Dealing is a prohibited activity and it includes putting any asset into the plan that you benefit from, such as living in a house purchased by the IRA as an investment, or selling personal property to the IRA as well as selling your own company stock to the IRA.
The rules have laxed quite a bit. Yes, you can buy stock, options and just about any mutual fund
do an internet search for Self Directed IRA's... depends on the Trustee and how far they are willing to let you go. Some are pretty lax...
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