Is it possible to transfer current stock shares into a new ROTH IRA account?


Question:
If I already own some stocks through a personal brokerage account, can I transfer the stocks into a newly opened ROTH IRA? If so are there penalties or fees I might incur?

Answer:
No, you can only deposit cash. You have to sell your shares first.
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You need to find out if your investment broker has Roth IRA'S. You will not have any fees or penalties because you will have to sell the stocks first, only taxes. If you have owned them less than a full year they will be considered short term capital gains. Taxed at your normal tax bracket 25-28%. If owned over a year long term capital gains at 10-15%.
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