What is the best % of diversification for financial gain in California market at this time.?


Question:
real estate (% ?)
Stocks
Bonds
Gold
International accounts

Answer:
I'll assume the California part applies only to real estate and "international accounts" are non-US stocks.

If I were just aiming for home runs without regard to risk, I'd say 20% in Japanese stocks and 80% in emerging markets all over the globe, with a heavy concentration in Asia.

For a super-aggressive portfolio aiming for singles, doubles, triples, and home runs, I'd recommend this allocation, but I couldn't sleep at night myself with this much risk:

Real estatate 0% (can you spell bubble?)
US stocks 40% with 60% or more in small-caps
Gold stocks 3% (none in bullion)
International stocks 57% with 30% in Japan, 20% in Western Europe, 5% in Australia, and 45% in all emerging markets, especially concentrating on Asia.
100%
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