I am trying to finish my degree, but I cannot seem to get the funds I need to finish paying for college.?


Question:
I have poor credit due to a loss of a job awhile back and have not been able to catch up yet. I have financial aid, but it is way below the amount I need to pay for school. Are there loans out there for people with bad credit? I want to attend school full time and not have to work so I can focus on my schooling and not on my job. I know students attending medical/law school are many times able to receive loans that pay for living expenses on top of school. Is it possible to find a loan like this even though I am only a junior in college AND have poor credit? I am very frustrated. Does anyone have advice? Thanks.

Answer:
Google "student loans" and see what comes up. Apply, apply, apply!! Usually bad credit makes it harder, but student loans can't be included in bankruptcy so they will take a chance on someone with bad credit.

Find a co-signer too, that can always help.

Does your college have a financial aid department? I would strongly suggest talking to him or her if it does. They usually know all the "tricks" and "loopholes".

Your advisor may be able to point you in the right direction too. Don't be afraid to ask people at the college for help. You are definitely not the only person to be in this situation.

Good luck, and keep working on that degree!!
some of those loans may require good credit. try salliemae.com and see if you are eligible for government supported loans. also try going to a cheaper school if you are undergraduate.
There should be student loans available for you such as the Stafford Student Loan, check with your college financial aid department for more information. I picked up my loan application at a local bank. The loans are pretty easy to get because they cannot be written off on a bankruptcy. Just remember, student loans must be repaid, so borrow only what you need to get by on. Don't give up. There IS a student loan out there for you.
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