I have a college Bill that I have to pay but I don't have any money.?


Question:
The letter that I recevied said that they will give it to a collection agency what does that mean?

Answer:
Contact the servicer of your loan. Most servicers are willing to work with you in a form of a payment plan. Also, check for a forebearance for economic/financial hardship. This may be a better way to go.

Good luck.
that the people whom you owe the money to will send it to someone else to collect the money. What you need to do is call the loan agency and try to get temporary deferment or try to work with the loan company to give you additional time to repay
Generally, you don't have to start paying your college loan until you get a full-time job. However, if this is a bill from the school itself that is due, when billed.

As far as the collection letter, you should talk to the institution that you owe and explain your circumstances. Often they are willing to work with you if they understand the problem.
The money doesnt just sit around until you get a job. You borrow the money on the assumation that going to college will get you a job. The collections agency will harrasse you until you pay. They may take you to court and garnish your wages. You should have been more careful when you borrowed the money...a loan is a loan...even if it is for school. The contract you sign has actually has articles for this exact situations. Basically, it means you still owe.
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