I'm a college student wants to get a personal loans for pay off my credit card bills does anyone know?
Question:
I need an information ASAP
Answer:
I used to work for Washington Mutual, so while I don't know how all banks work, I can at least tell you about one.
To get a personal loan, you would first off need a job, and second at least decent credit. The loan is limited to twice your gross monthly income (before taxes). To get the loan you just need to go into a branch and they will walk you through the process. Among things you will need will probably be recent bank statements and proof of income, such as check stubs.
If you don't have a washington mutual in your area go into whatever bank you currently use and ask to speak with their loan officer about a personal loan. If you have a lot of credit card debt then you probably won't be able to get enough to pay it all off, but consolidating as much as possible is a good idea.
Just make sure that any loan you do get is through a bank, because title loan and similar places have outrageous interest rates that are probably worse than your credit cards.
Well, if you are ready to read then my two links have been getting me best answer more often than not:
http://credit-cards.ebookorama.com...
and here http://finance.ebookorama.com
if they help you just remember where the help came from and give me ten points! lol. :-)
Feel free to pass them around if you wish to help anyone get rid of their debts, spread the karma.
good luck!
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