If you get married in Oregon, do you and your spouse have to combine auto insurance?


Question:
If you live in Oregon and you get married, is it required for the married couple to combine car insurance? Can you still keep your car insurance separate?

Answer:
You could keep it separate, but you wouldn't want to.

Married drivers are better risks and get better rates when the policies are combined.

Keeping them separate introduces a coordination of coverage element that brings unnecessary confusion if there were an accident with both of them present.
I seriously doubt that you have to combine your insurance.
It may be cheaper to do so, but I would think that you can have a single insurance policy for your car and so can she.
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