If I just recently had an auto loan w/ my credit union within 3 months will they need to run my credit again?


Question:
for me to get another loan, I was in a car accident and my insurance company paid off the loan..

Answer:
My credit union used the same credit report for 6 months. Unusual, but not unheard of.
Yes, every new loan request is looked at unless you have a line of credit.
Likely yes. Some institutions will not run credit again if the loan is within sixty days, but I've never heard of any intitution allowing more than that.

Good luck!
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