Resones on y is not fair 4 males under the age 21 pay more then femlaes under the age 21 4 auto insurance?
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why do men have to pay more for insurance? there's not a single justification for that ... some women make more money than some men do? where's the justice there?
This is not why it is unfair, but I can explain why it is that way. All the studies done by all the insurance companies show that males are not as safe driver's as females are at that age. The studies all show the average age for a male to finally be settling down to be a better/safer driver is the age of 25. Where as females do by average age of 21. Sorry.
It might not be fair, true, but life, in general isn't fair...unfortunately insurance companies base their premiums on statistical evidence and statistical evidence points to the fact that boys get into more accidents...sorry =(
Insurance rates are usually based on national averages for an age brackett. Young males are usually living a carefree
life at one stage or other. Hot cars, Alcohol, drugs and other factors, will contribute to the higher premiums. Young females are more conservative with their actions, and a very low percentage of them will be outhere trying to
impress each other as young males do.
It is due to risk factors.
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