Is it one's right to ask another party's auto insurance for a copy of their investigation?
Question:
Answer:
You are not entitled to the other insurance company investigation or evidence they obtained in their investigation. What your insurance company does and what the other insurance company does are mutually exclusive...unless your insurance company agress with them.
No. But your insurance can, and should. They should also be representing you and denying you were distracted, and that you had the green light.
Call your agent.
When an accident is word vs. word both insurance companies side with their own drivers story- therefore- Progressive put you at fault b/c their driver said you were and they had no evidence supporting otherwise. Your insurance did the same thing to their driver. All that letter that you got is is a denial letter telling you that you cannot go through them for coverage.
And no, you dont have the right to see their investigation. But there is no reason for you to anyways.. its a simple rule.. word vs word accident- both insurance companies side with their insured. Why would they put their own driver at fault if it cant be proven? Would you want your insurance to do that to you?
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