How do i know what kind of auto insurance i got from allstate?


Question:
i asked my dad but he says he i got comprehensive. but the card doesn't say anything except it meets the required liabilty. anyway to check?

Answer:
If you are still young you might be covered under your fathers policy and that would tell yyou.

If it is your own p[olicy then read the contract carefully. If you do jnt have it the get it from the agent.

Insurance varies from place to place and agency to agency.
You should have a copy of the policy, explaining all coverage you have, and don't have. If you purchased full comp/coll, you are covered for auto accidents, and can have your car repaired. If you carry liability only, you meet the state guidelines for insurance, but you don't get your car repair paid for by the insurance company.
Read the policy , if you can't find it , go to Allstate with your drivers license and ask for a copy .
You should read the WHOLE policy for coverages and cost Before you drive .

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If your state requires insurance, then you have a liability policy. But in any event, read your policy carefully, and make sure you understand all provisions as Allstate will screw you in a flat second, and refuse to pay on many occasions. Plus may drop you without notice on the smallest violation or claim.
I speak from personal experience.
Yes, there should be a way to check www.allstate.com and log on to your policy. If you haven't already, you might need to set up an account.

Look for your policy declarations page, this will give you all your details of your policy.
You bought insursance and you don't know what you have? Why didn't you ask your agent?
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