Do i need full coverage auto insurance on a 1999 acura integra worth maybe 8 grand? or is liability enough?
Question:
Answer:
If you own the car liability is enough. I have a 98 Integra and 01 TL Allstate told me to put full coverage on the TL and liability was good enough for the integra.
If you owe money on it, you have to have full coverage. If you own it outright, liability is all you have to have.
Liability is enough if you own the car, but check out your options before you buy a Policy.
That would depend on if you owe money or not. If you are financing the loan, most, if not all loan companies, banks, credit unions, etc, require you to have full coverage, but if you paid cash for it, then it's up to you. Remember though, having just liability insurance can hurt you, if for example you have a rock hit your windshield or a deer run out in front of you, or a thousand other things. You'll have to pay for it all, if you just have liability insurance. It's either pay a little now or pay a lot later.
Surely liability only means you dont get paid for an accident if it is your fault, can you afford to lose the 8k?
if your not gonna drive the car all you need is liability to storeit but if your gonna drive it then you need full coverage.
depends , if you hit another car, do you want just the car you hit to be covered or would you like both cars to be covered
The answer to the question depends on your financial situation. If you were involved in a car accident, where you were at fault and you totalled your car, or even just caused a couple thousand in dmgs, could you afford to buy a new car/repair the old car? If the answer is no, it may be best to keep full coverage. If the answer is yes, then just keep liability coverage.
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