What is the Difference between a PRIMARY and SECONDARY type of driver on Insurance?


Question:
Was looking at Auto Insurance and was wondering what the difference is between being a Primary driver of a vehicle and a Secondary. Is it cheaper on insurance to be a "primary" if one driver has more years experience than another or does it matter at all? I gather being an "occasional" driver would make a difference on insurance though.

Answer:
The primary driver is the person who drives the vehicle the most, or has possession of it the most. The secondary would be other people who drive the car on occasion. To be a secondary, you must be listed as a part time/secondary driver on the policy. Depending on your secondary's driver license, your rates could be much higher, not change. If the person is under 25, and particularly male, your rates will increase substantially. Defensive driving classes help reduce your rates, for each person who takes a class and passes.
I think they just want to know who will be driving the car most of the time. It might also have something to do with your premium.
primary is the main driver of the car
"Primary" refers to the driver who will be utilizing the vehicle for specific reasons (work, education, etc.), and "Secondary" refers to a driver who may drive the vehicle on occasion and is still covered, yet will not be using the vehicle as often as the "Primary" driver.
Basically primary driver is person who is the Named Insured. Meaning person who either owns veh, or is paying for the coverage. Secondary would be a named driver on the policy.
please try this <a href="http://www.anrdoezrs.net/click-1748196-1... target="_top">help!</a>
<img src="http://www.lduhtrp.net/image-1748196-104...
Primary driver is who drives the car the most, 100%? 80%, 10%? The primary driver of the car is who the premium is primarily based upon, secondary driver info comes into play as well. So if you're a guy with a horrible driving record and you just bought a sports car, probably don't want to be the primary driver of that vehicle.
PRIMARY is the person that drives the cars the most ( most of the time the car owner)

SECONDARY drives the car but not as much as the primary ( can be a son in the family's or just, a friend living with you)
More Questions & Answers...
  • Auto insurance?
  • Add a driver?
  • Going to mexico, whats the best and cheapest auto insurance? 2 cars going to rocky point .?
  • Why do we have national flood insurance.?
  • Auto accident injury - how much should I ask for?
  • Auto accident?
  • How much is a bruised spinal cord worth in an auto insurance settlement?
  • Can I fire my personal injuryl awyer/hire new one without cost if he has not seemed aggressive enough?
  • The questions and answers post by the user, for information only, AnswersRoom.com does not guarantee the right
    Copyright © 2007 AnswersRoom.com -   Terms of Use -   Contact us

    Hot Topic