Auto insurance in florida?
Question:
Answer:
No, this is not true.
Florida auto insurance laws
Florida is a partial no fault state. The no-fault portion of your coverage pertains to bodily injuries, meaning that in the event of an accident, each party is responsible for their own medical bills and other costs related to the injuries sustained in the accident.
In turn, your right to sue the other party is limited.
Florida auto insurance laws require all drivers to carry property damage liability and personal injury protection (PIP) policies. Property damage liability covers the damage you cause to another's property, and you must carry a minimum of $10,000 in coverage.
PIP covers your injury-related expenses, regardless of who was at fault in the accident. Covered benefits include some compensation for necessary medical expenses, lost wages, lost services, and funeral expenses.
$10,000 worth of PIP is required, although you may be able to increase your benefits by purchasing more. Some drivers may choose to decrease their premium by applying a deductible to the coverage or by excluding the loss of wages benefit.
Florida auto insurance laws may also require that certain drivers carry bodily injury liability. This coverage helps pay for the cost of injuries you cause to another in an auto accident. Drivers with previous accidents or violations may be required to carry this type of coverage.
Bodily injury liability (BIL) carries a minimum of 10/20. (That's $10,000 per person for injuries you cause to the other party, up to $20,000 total.) However, these are only minimums, and higher limits are recommended. Drivers who aren't required by law to purchase BIL are strongly urged to consider doing so for their own financial protection.
Florida auto insurance companies will also offer optional coverages such as collision, comprehensive, and uninsured and underinsured motorists coverage.
Oh i think its impossible because car insurance is very important for every individual. You can seek some guidance from some insurance companies try to visit this site http://www.nightbirdssolutions.com... for easiest and fastest way of finding cheap car insurance company.
No doubt the easiest way to get insurance quotes is on the web.
Why would you waste your time on the phone calling around?
the last time i needed quotes on insurance i used one of these comparison sites and it was great.
this is the site i used and it was quick like less than 5 mins.
The last thing I want to do is listen to elevator music while waiting for a salesman.
Anyway I got good quotes and ended up saving money so I was happy.
So shop around and compare quotes which is easy on the net.
Good starting point is at this site.
http://insurance.deal4-you.com
Good luck.
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