My auto insurance premiums have gone up for no reason?
Question:
likely because you like to badmouth them.
mmm it sounds bad, friend.
the best prices I found them here. good luck!
http://all-car-insurance.blogspot.com/...
Well, probably you called before a rate increase, based on what they had on that day, your rate would have gone down. Anyway, has the payment plan changed? Do you have to pay a higher amount for the first payment & then the rest are less? Have you compared the 6 month premium this term to last term? Many people think if their first monthly installment is higher than it was on the last term, their premium is higher & that is not always the case. The best way to find out if your premium is higher is to look on the policy itself & see what the total premium says. If it is actually that much higher, start looking for another company. This means they had a significant rate increase,which means they were underpricing policies to get business, just to increase rates later to make up for all the claims they paid (everybody's claims affect your premium, not just any claims you have). Call a good independent agent & get quotes there. They can compare policies for you. If you want to save money & live on your own, you may want to purchase a tenants policy to get a multipolicy credit. I hope this helps you. If Progressive is available in your state, they usually have a decent payment plan (they have good rates if you have good credit too). Good luck.
Sometimes, insurance companies raise their rates, just like the price of bread and milk increases from time to time. It can have nothing to do with you personally. I live in AZ, we have some of highest car theft rates here because of our proximity to the Mexican border. If the car theft rates go up, many insurers raise their rates for everyone in the state. They can also go down. It's economics.
No doubt the easiest way to get insurance quotes is on the web.
Why would you waste your time on the phone calling around?
the last time i needed quotes on insurance i used one of these comparison sites and it was great.
this is the site i used and it was quick like less than 5 mins.
The last thing I want to do is listen to elevator music while waiting for a salesman.
Anyway I got good quotes and ended up saving money so I was happy.
So shop around and compare quotes which is easy on the net.
Good starting point is at this site.
http://insurance.deal4-you.com
Good luck.
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