Does anyone know of an auto insurance company that has a better system for carrying proof of insurance?
Question:
i would think one ticket would be enough of a reminder. just do put them in your car as soon as you get a new one and don't be a slacker
Actually, the stated effective dates are required by the state, not by the insurance companies.
I assure you, the insurance companies would be elated not to be required to send out this pesky paperwork every time you make a change, or you renew your policy. It's actually a very expensive venture sending out all of this paperwork.
So, ultimately you'd have to take your concerns up with the state; however, I wouldn't expect them to be too gung ho about it. After all, there would be plenty of people who got that one insurance card and carried it around till the end of time while letting their coverage lapse after the first month. It happens too frequently anyway, but at least there's a specific end date on the card to limit the amount of time they can pull that kind of scenario off.
? They're good for six months!!
There ISN'T a better system than printed cards. Well, the police department has acces to the information, but it's PRIVATE, so there's no database. But when you get pulled over, and the cop runs your plate, it will come UP if you ahve insurance or not (the insurance companies all upload cancellations to the DMV's database within a week of activity). So if you're getting tickets, it's pretty likely that you're uninsured.
You HAVE to have an expiration date. That's because, even with a six month card, many, many people just put down the minimum deposit, and never pay another dime, letting the policy cancel for nonpayment after a month or so. That's why the police can look up if you're insured or not, on the DMV database.
how about, instead of putting the insurance card in your glove compartment, when you OPEN it, put it in your WALLET. Then you always have it on you.
Health insurance isn't required by law. Car insurance must be valid and paid up. If you can think of another way to prove you paid your bill, that would do the trick...
I work in an agency so let me give you the facts. First, paper cards area pain in the butt, but until they can get a better method, we are all stuck with them.
Some insurance companies will write your proof cards by how you pay. For example, if you pay your premium yearly, say Jan 1 to Dec 31, then your card will say that as effective dates.
As far as having cards with no expiration.uh, that means that you can carry a 20 year old card and not be questioned about it?? Highly unlikely
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