If I’m shopping around for auto insurance (Quick Auto Quote) – is this going to lower my credit score?...?
Question:
.you know what I mean !?....
Answer:
Insurance companies do not pull your credit. It will not affect your score. And when you are shopping around for a vehicle for every three inquiries from auto dealers it only counts as one because they know that people need to shop around and get the best deal. It's not like credit cards where every one you apply for counts as an inquiry.
It has no effect on your credit score.they will check your credit score to see if you have credit for insurance. Thats all.
Hope this helped
If you lookin for some real cheap insurance get the dollar a day insurance $365.00 a year!
They do check your credit score but it is an insurance score which is a "soft" hit and does not appear on your credit report.
The only thing that would affect your credit score is if a company runs a credit check on you. Usually, the insurer is not going to check your credit score but your driver score.
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