Is a licensed driver required to have insurance in WI.?
Question:
Wisconsin does not have mandatory auto insurance. However, if involved in an accident, you may be asked to prove financial responsibility. That means you must be able to prove you have at least $25,000 to pay any damages to one person whom you injured or $50,000 total for all personal and property damage in one accident. It can be cash or a bond.
Not much $$$ but that's the law.
Usually, if the vehicle is covered, then the driver/operator is covered, too.
And regardless of whether it is required or not, you should have it. If you get in an accident, you'll pay much worse than those monthly payments to the insurance company.
You can check out the website for WI. As long as the vehicle you are driving is covered under someone's insurance (and it has to be valid), that is not a problem. When it comes time to renew your driver's license:
Unlike some states, Wisconsin does not require drivers to show proof of insurance if they wish to renew their driver's license or register motor vehicles, "but that does not mean that insurance, or another form of financial responsibility, is not required."
If you're confused by this, by all means, contact someone at the DMV who can answer your question.
Insurance is not required in WI.
WHY DON'T YOU JUST CALL YOUR LOCAL DMV OFFICE, THEY WILL BE ABLE TO ANSWER ANY AND ALL OF YOUR QUESTIONS.
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