Auto Insurance, Injury Claims?
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Answer:
Your boyfriend should file a Workmans Comp claim to pay for any and all medical bills incurred in the accident. Contact the insurance company of the person that hit him and when you are ready to settle the injury claim (you have 2 years to either settle the injury claim or contact an atty and file a suit) I would try to settle the injury claim on your own to get the most money. If he has reasonable and related medical bills when you submit them to the insurance carrier, ask for maybe 5-6 times the medical bills and his lost wages. When you are hit by a drunk driver, the amount that is paid to you usually is higher than a normal settlement due to the gross negligence of a stupid drunk driver. Good luck and I hope he is ok.
You need to obtain the police report as soon as it is available and probably contact an attorney. This is not a cool situation and hopefully the drunk is in jail where he can't hurt anyone else. His insurance, if he was insured, must be responsible for the medical injuries endured by your boy friend.
Best of luck.
If he was working at the time of the accident, he will need to file with Worker's Comp for all of his medical bills and lost wages.
Any "pain and suffering" money will only come from the at-fault party's insurance company later, after the injury is resolved and treatment has ended. His own insurance company can walk him through what needs to be done, or he can get a free legal consultation with most personal injury lawyers without having to commit to representation.
Hope he's ok.
Sue the driver, all his details will be held by the police who attended. Lawyers will advise, and for once it is good advice, not to take him to court until the police prosecution is over as that will prove his culpability and assist civil proceedings.
Get and keep receipts for everything concerned. Medical, loss of earnings, extra transportation taxis etc. Make sure you also get written costing from lawyer to ensure your not ripped off by ambulance chasers adding insult to injury. Also check that work insurance may cover all things and if so claim via this then the insurance company will take over chasing the offending driver and your boyfriend will have to do nothing except prove what money he is entitled to
How bad are the injuries, remember the lawyer gets part of the money sometimes 50%. Get the police report and file a claim with his insurance unless the injury was while he was doing part of his work then it will be workers comp and the amount is regulated. Look out lots of shady characters in personal injury.
He may be covered under Worker's Compensation" or the employer's automobile insurance. Tell him to ask questions.
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