Car Accident in Parking Lot…?
Question:
The accident occurred when both cars were pulling out of opposite parking spaces and clipped each other. One driver turned the claim into their insurance and their total damage estimated was just over $1,100. The other party took care of their own damage and filed no claims.
Both parties were insured.
Answer:
Long ago I handled AZ auto cases and can't recall the rule of negligence in AZ. However, there is no such thing as a "no fault" accident. That term applies to PIP/No-Fault medical benefits which is not applicable to your property damage case. I suggest you submit your claim to the other partie's carrier. Provided the negligence rules in AZ are either "pure comparative" or "modified comparative 49% at worst you should be able to recover at least 50% of your damages from the other party's insurance carrier. I presume there were no independent witnesses.
TURN IN THE CLAIM, HOPEFULLY IF YOU ARE THE PARTY WHO PAID FOR IT THEMSELVES YOU STILL HAVE THE RECIEPTS.
no you only pay your deductable on your insurance only if its no fault. I hate No fault both parties lose money. I rather make the person liable for all money loss.
They should apologize. Make friends. Go have dinner and drinks. Laugh a lot. Then NOT report it to the insurace co. Then have a Bondo and sanding party. Get food and invite people who know what Bondo is. Maybe they would help. Get them drunk and well fed then ask them.
Wow, I just had this happen to me in MD, but each person pays for their own damages, I know I have to and the other car hit me...
ask your insurance agent. mine told me that you have to pay for have of the total damages. if both parties are insured, the insurance companies will cover them, minus the deductible.
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