If I was in an auto accident and hurt my knee, will the insurance company find out it was pre-existing?
Question:
Answer:
You will have to disclose ALL of your medical records before it over an done with, and the Dr. will know instantly if you have any scar tissue or cartilage built up in the knee area a good x-ray would show that and stop your settlement. If I were you, I would inform my attorney and let him/her inform everybody else, your attorney might be able to slip it in and get around it.Good Luck!
They will now. hahahahaha
Only if you keep telling everyone.
no just don't tell them. they can't prove it. don't even bring it up. keep your mouth close. get paid.
You don't need to authorize them to have access to your medical records. If you were in an accident and are collecting damages because of a medical reason, they are allowed to see your records.
I suggest that you tell your lawyer so that it is out in the open. It will look better if you are out in the open with it, otherwise it looks like you are untrustworthy and therefor using the accident as an excuse to get money.
Insurance companies have ways of finding out things. They may have access to your medical records anyway, because you probably had to sign something allowing them access when you signed up for the insurance.
Why does your doctor say it will only get better with surgery? If the accident made the injury worse, such that before the accident surgery was optional but now it is required, and if you can get your doctor to say this, it's possible they'll pay for it anyway.
they can find out but it doesn't really matter if you got hurt again it wouldn't have matter about what has already happened. my step dad is going though the same thing. He tolf them that he already had probelms and they are still paying for the surgery because the accident made his probelm unbearable so they are fixing it.
You authorized the release of your medical records or you will have to in the future, no records no payment is how that works. Not sure if that is true pre existing condition though. You didn't need surgery before, now you do need surgery, so you probably have a legitimate claim. Best at least tell your attorney so he is prepared to argue not pre-existing.
if they chose to research your medical history, and they surely have some right to do that, and could find out. But if your knee was truly injured in the accident and you are not just saying it was injured just to get the surgery, then I don't see what the concern would be.
Lying can get you into lots of trouble.
More Questions & Answers...