Car insurance?
Question:
I took a look at many car insurance company websites, but it seemed like I need to put all my personal information (not only about my car and my email address but also my home address, phone# etc) to get a quote. I'm worried that maybe they would send me all kinds of junk mail kinda stuff to my house if I put my address on the form to get a quote.
Do you know any good ways of getting a quote without telling them my personal info? Any recommendation which car insurance company is good?
Btw I've never got into any car accidents so I just need a cheap auto insurance. I drive '83 caddi.
Answer:
I know you have concerns about privacy but you should know that in many states insurance companies that collect personal information from you for the purposes of giving you a quote are forbidden from using that information for marketing purposes.
And, it is very important to give that information to the company/agent because they need it in order to generate the proper underwriting to come up with a quote.
In the absense of information, they will make assumptions that may not get you the best quote.
In other words, if you want to qualify for the maximum number and amount of discounts, you should give them the information they desire.
Also, to be sure, if there is a box for other comments, you can ask to enact the "Opt Out" rights you are granted under the federal Gramm-Leach-Bliley (or GLB) act which then more specifically prohibits the companies from sharing your personal information with others, sometimes even within their own company.
I have used Erie for years. Unfortunately to get a quote, you'll have to provide the agent with some information. Your agent will recommend limits of coverage - or you can just ask for your state's minimum level of coverage.
To find an agent in your neighborhood, click here:
http://www.erieinsurance.com/application...
Contact a Farmers Insurance agent. They will not share your data for junk mail, etc. www.farmers.com
If you're in California or Canada, try Wawanesa. I work for an Insurance broker and not even I can get cheap auto rates at my job. Wawanesa is less expensive than other companies because they don't have to pay commissions to brokers. They do their own quoting and servicing, and they have the best customer service.
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