Should i hire an attorney for my auto accident that happened 2 years ago?


Question:
2 Years ago i accidently rammed this guy's SUV. SInce then i have moved to new york from houston texas. And today i was served with a summons. He is fighting my insurance company for injusries claim and i dont know what to do?
can i get some advice please?

Answer:
The statute of limitations in New York for personal injury claims is 3 years. They guy is will within the time period. However, if you had insurance, your insurance company takes over handling the lawsuit for you. You shouldn't have to do much of anything. But I wouldn't worry about "doing" anything. Mostly these things are settled prior to trial and chances are you won't even know what's going on. Your insurance company was obligated to inform you of the suit and will contact you when, or if, your assistance is needed.
Um, the Statute of Limitations may have run out. There is a certain time period that a person has to pursure legal action and damages. I would call an ask the attorney hot line or get an opinion from legal counsel to find out for sure. Different states have different laws.
Also, call the insurance company and find out what they have to say. If you can get a copy of their report as well as the police report, that will help. It will have everything documented with times and dates.
Did the guy file a claim with the insurance company? get as much info as you can and try and get legal advice.
If you are short on cash, try the local college that offers law classes. The professor may be able to help you or direct you in the right direction. The class may even be able to tell you something.
What are your state laws on accidents?
Each state is different in the laws of the road and Insruance. Most insurance carriers if you are being sued due to an accident will provide you will legal support. You will need to talk to your insurance agent or a legal rep from your insurance carrier. Attorneys will also give you great advise, but most likely they will want you to make an appointment. You may need to talk to an attorney in the state that the accident happened. Let the guy sue your carrier, that is why you pay for your coverage every month.
contact your insurance company and say, "hey, you guys! I'm paying you to prevent stuff like this! Cover my ***, already!"
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