What limits of liability do you carry on your auto insurance?


Question:
I'm insurance agent and I'm just curious!

Answer:
I carry higher limits (100,000/300,000) because I own a house. People with less assets will usually carry lower limits. I think the state should increase the min. limits though.
The cheapest I can find, I live in NJ and I'm a careful driver. I don't think its fair that I have to pay for the fraud that people commit.
Full coverage always. I believe 50000/200000 not sure all I know is if I hit a Benz I don't want to pay for it.
100,000/300,000
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