In Florida, How much (if any) will my auto insurance rate increase with 3 points on my license?


Question:
I got a ticket for improperly changing lanes and I'm electing not to go to traffic school (since I only have one more chance for traffic school based on two times/year) for such a minor offense. Would it make sense to skip 8hr school ($70.00) or would I end up paying more in the long run because of my 3 points?

Answer:
The points you get on your license have NOTHING to do with your insurance. You will be charged for a conviction. Not having those points will keep you further away from losing your license, but if your not in danger of losing your license I wouldn't bother with the course.

The ONLY way to not get hit for the violation on your insurance is to be found NOT GUILTY, and pay no fine.

As far as how much your ins. will increase, every company does it differently. It may go up a lot, a little or not at all. Call them and ask, they should be able to "quote it"
The insurance companies set your rates not the state. my insurance company will hit you with $100 per point penalty on my rates for five years. So you would best be advised to ask your insurance company what would be best.
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