Can you buy Liability and Collision Auto Insurance Separately?
Question:
Answer:
Yes, assuming you want the problems having two separate policies would cause, and are willing to pay more overall.
Yes.
Why would anyone want to do this its for the same car, You need to talk to a insurance agent I'm willing to bet he will say the same thing.
Yes but why would you want them on seperate policies?
Yes, you can purchase standard liability insurance at one company, and then purchase a separate comp and collision policy through another company.
Sometimes the company writing the liability coverage may deem you to be too much of a risk to cover with full coverage (whether it's due to claims history, driving record, credit history, etc), therefore, they will usually refer you to someone else to seek comp and collision coverage.
Yes, but a premium company won't touch you.
yes liability is what most states require for coverage, that is always cheapest, and coll coverage would be for auto being hit at your fault or hit and run.
More Questions & Answers...