Insurance company is 3Months behind what to DO?


Question:
Have auto loan with insurance on it if I went out on disabilty they have been paying late since 3/05 now there are 3 months back. Guess what they told me The checks in the MAIL.for 11 months been doing this with them, Is there someone to call to go to them and smack there Hand and tell them to pay on time also Big flags in my credit report. Help!

Answer:
Your state Insurance Commissioner will be interested to hear about this. They are an elected official that sits on the governor's Cabinet.
I can't state the terms but I'm certain each insurance provider must meet criteria allowing them to operate within your state. Should theybe out of compliance, they'd be out of buisness... at least in your state.
You should be able to find them in your phonebook's blue pages.
It sounds like you have two questions.

I am assuming you are on disability and your insurance company is not sending you your monthly checks which is causing you to be behind on your bills-credit dings.

First, is your disabiility claim open or have you received a letter outlining your condition and what the insurance company is going to pay you. If you have received a letter from the insurance company then you need to contact both the state insurance commissioner as a previous poster. Also I would contact an attorney, para-legal or some legal aid agency. They like to take on insurance companies.

As far as credit reporting goes, solve your first issue and then post a more specific question and I will try and help.

Good Luck
I agree with both answers, but do NOT ignore your credit report issue.

If it was me, I'd be trying to work with the auto loan creditor.
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