Will an insurance company pay out an auto claim if you do not have the car inspected or registered?
Question:
Answer:
Cars that are not registered can not legally be driven on the road so the odds are if it was an accident there is no coverage, if it was damaged while parked off the road on your property say because you where rebuilding it, then it may be covered. Unless you just bought it with a bill of sales that is not old. (a few days max is my guess) States allow paper ownership till you can register and inspect a car.
Inspected should have nothing to do with it - unless the car fell apart and caused an accident. we get 15 days to inspect a car after we recieve title. But we can not get real plates till we have an air inspection passed on the car also.
Carl
This is just a guess, but most insurance companies will use any excuse to get out of paying a claim.
If you had a car accident whilst driving an unregistered car, or a car with no warrant of fitness (that's a 6 month inspection in my country), that sounds like good reason for them to not pay your claim, as they'll say you shouldn't have been driving it.
My ex had his 10,000 (nz dollars) car stolen from his driveway, and the company never paid him a cent, because he had incorrectly answered a question to the company in previous months, saying he had never been disqualified from driving, when in fact he had, which obviously has nothing to do with the fact that his car was stolen, but still, they used that reason to not pay his claim.
good luck though
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