How much rental car insurance do I actually need?
Question:
We are military living overseas.
Renting a car in Hawaii and don't want to spend a fortune in rental car insurance but want to be covered.
Answer:
If you have a Gold or Platinum credit card you're probably covered, read your credit card agreement.
If you don't have a credit card that covers rental cars, you will need to get the collision damage waiver insurance from the rental company. Most now do not limit your liability if you don't take the coverage or have a credit card that covers you.
Do you have a credit card that will cover it?
Nothing can ruin a vacation faster than a smacked up, uninsured rental car. I would go with the minimum at least.
when you rent they gonna ask you , if you wanna use your own insurance , or if you wanna get one from them .
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