Does every Minnesota license holder have to have auto insurance, even if they don't have a registered vehicle?
Question:
Answer:
If you just have a drivers license but no car, no you do not need car insurance.
But...If you live in a house with your parents they have to put you on their insurance because you live in their house and have a license.
Most insurance companies only allow the person listed on the insurance company to drive the vehicle insured.
Just keep it secret shhh..
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