If a car has more left on the loan balance then it is worth, what options are there to get out of it /sell it?


Question:
i.e. Loan =25,000 = 608/month--> trade in value=$15,000-ish

Answer:
It sounds like you are having buyers remorse. That doesn't count. The lending institution will get their 25,000 no matter what you do, and they will get it from you. A friend of mine continued paying on his car for 14 months after he got rid of it.
Kiddo, you sound about as screwed as you're going to get.

You have zero options to get out of this without having to dish out some serious cash.

Short of it being stolen, or totalled (God Forbid) you're in it for the long-haul. Under any of these two unfortunate options I do sincerely hope you have Gap Insurance.

http://www.gap-insurance.com/

Good Luck!!
You can still trade it in! If your credit qualifies. However if you are looking to lower your payment or keep it the same, that will be impossible. You better hope you don't total the car unless you have GAP insurance.Do you have Gap ins?
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