How do I find out if a company has an Alaska Business License? They are out of state!?
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Here's a good website with some tools for you: http://www.fair-debt-collection.com/inde...
Next, I suggest you file a complaint with the state attorney general: http://www.law.state.ak.us/department/ci...
The state attorney general's office won't be able to offer you further legal advice, so it might also be a good idea to speak with an attorney. You can probably find one who will offer you a free, brief consultation over the phone. If this company issued you a loan without a proper business license, it might be possible to have the debt wiped out -- ask the lawyer.
Then you'll need to monitor your credit report to make sure this company doesn't put something on there. They might have already put something on there about your debt being delinquent. If they're unable to collect, they might record it as "charged off," which is not good for your credit rating. Best of luck to you. I know how frustrating this situation can be.
what kind of business is it? not sure about needing a license to operate, but if they do, check with secretary of state office in juneau. As to harrassing calls, check with alaska attorney general office. Generally creditor not allowed to harrass you by calling you at your place of employment. Tell them you going to make a complain with state attorney general and federal trade commission if they call you at work again. They will ask you for your h ome number, give them a fake one if you don't want the calls.
Call the BBB or Better Business Bureau, should have 800 number listed in phone book.
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