Getting Funding to Purchase a Business?


Question:
If Im looking to borrow a small amount of money under $25k to purchase an online exisiting business, does the goverment offer any loans for this purpose. If so where can I go for more information?

Answer:
I started a tax recovery business for 20K. I just went to the bank and talked with the president and he gave me an unsecured personal loan. Be careful of your interest rate though, I got 9%, but I've heard of people getting as high as 22% on an unsecured loan. If you have any collateral (car, equity in house, ira, 401K, etc.), you should have no problem getting 25K at a good rate (7-9%).

I have heard of the Small Business Development Centers (or SBA or Score) getting people lined up with government loans at 3% interest for business startup so I would check into that if I was you.

I hope I've been of some help and good luck!
There is a website called Prosper.com that is perfect for exactly that kind of loan.
Here's info about the SBA loan program ...

http://usgovinfo.about.com/library/weekl...
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