Do i have to write a check to pay off my student loan?
Question:
no
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Chances are, if you are in default, that is why they are limiting your ability to be able to pay by only using a checking account. I understand your reservations about giving out checking information, but it is the government (I'm assuming it's a government loan) and honestly, they could get that information one way or another, regardless of whether or not you want to give it to them. So, you might as well do it. I do online payments, taken directly out of my checking account. I'm not sure if they even offer any other type of payment, regardless of whether or not you are in default.
Unfortunately you will have to repay it on their terms. Giving your checking info to an agency collecting on your student loans is actually pretty safe. The collection agency earned the right to collect on these loans based on their reputation. Any company that would abuse someones checking info probably wouldn't be in business very long and definitely wouldn't be collecting on a federal debt.
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