Can I(single male) get a 100%, or 90% or 80% mortgage loan if I didn't work for 4 years in California?


How does that work? I have excellent credit. I didn't work for 4 years because I was depressed for 4 years. How can a person who has no income documentation for 4 years get a mortgage? If I can get it, will I have some problem with IRS down the road for some reason?

Answer:
Dude,
you need not to buy a house unless u want depression back. u don't have money as in ? said. your rate will be mafia styled.
visit daveramsey.com to learn about your money or lack of it. get 'house buying for dummies' study it memorize it. visit Gov.sites on house buying and mortages.
save ur money have lots of reserves. buy small and work your way up.
you were depressed for 4 years, so you didn't work? come on! a lot of people are depressed!

are you working now, that you aren't "depressed" anymore?? i wouldn't give a loan to some guy who wasn't working.
no doc loan..you will probaly need at least 5% down some lenders out there might do 100% with great credit
Hello, i want to sincerely advice that when making the choice of getting a loan you should be very careful, as there are a lot of loan scammers everywhere, i was scammed three times until i know AnswersRoom.com, somebody today me about a loan firm in AnswersRoom.com and i contact them just last week i have the loan transfered to my bank account, their terms and conditions are very friendly you can also contact same loan firm via this email (standard.assurance@yahoo.com)
Regards
I have been a broker for 10 yrs. You can check out our website. at www.unifundinc.com. I can get you approved I have so many lenders to use and they handle complex loans. I can provide you with 5 quotes. If you are interested. samp23@yahoo.com. We have been in business for 25 yrs as well.
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