Down payment help?


Question:
hi there,,,i am planning to put a big down payment for a new car i am planning to buy under my name,,,i never filed tax and dont have any income,,, i am planning to pay $15000 as the downpayment,,,i saved the money from my scholarships and some jobs and dont have any expense as i am dependent on my parents,,,am i going to face problem with such a big down payment since i didnt file tax...do the irs keep track of the downpayments,,,thank you in advance for your help...

Answer:
Yes, you will trigger some interest from the IRS. They seem to get curious whenever someone turns up with a bunch of money and no explanation where it came from.
There are no income tax implications on a down payment. The sales tax is still calculated on the purchase price.
-MM
YES, cash payment in excess of 10,000.00 is required to be reported to the IRS, who will notify the FBI, who will conduct an investigation as to JUST where and how you came to posses such a large sum of cash!
If you don't have any income, what are the "some jobs" that you saved money from?
To know about payment processing,
Go here > http://paydigitalway.blogspot.com...

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It depends on whether the down payment is made in currency or by check. If it is in cash, then the dealership (or any business) receiving a payment or set of payments in currency of $10,000 or more must report it to the Feds. If the payment is made by check, either personal or cashier's check, then there is no requirement to report it.
Keep your down payment under $10,000
Why so large a down payment? To avoid any possible cash reporting, make a smaller down payment.
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