What do you think?


Question:
i am in university in my first year , i am doing a degree in human resources management and industrial relations. the only reason i am going to uni is because of my mum wants me to go to uni so that i can get an australian RP ( i come from the UK) , i dont really want to go to uni because i dont see the point and they is no degree that actually interest me.

well the thing is that i want to start my own business and i need to know what people think about this business that i have in mind . well the idea is that i
STEP 1: buy 2 houses and rent them out using a real estate agency hence i would have a constant cash flow coming in .
STEP2: save up the money that i would be getting from renting out the 2 houses
STEP3: buy 2 or 3 more houses and rent them out
STEP 4 ; After about 2 years from the money i would i have saved up ,try and invest /buy a small hotel
i dont really know if all this would work , or i am just fooling myself . and i am 18, is this really realistic?

Answer:
We all think of those ideas, but in reality very few people can do that. It really takes a sharp business person with money management, real estate and guts experience under their belts to make that work . Those individuals you see on T.V. doing things like that are really very few lucky ones and because it mayhave worked that one time doesn't mean that it will continue to work.

Sounds like your interests lies in Real Estate and Business.

Go to school and get that Business Management degree.
While your at it check out where you can get some Real Estate Training classes in the area.

Get a degree under your belt, trust me as one who did not...I wish I had stayed in college.
My grandparents had 60 rental units when I was growing up. They made a very nice living and have retired in Pheonix. But I do remember my gramma having lots of hassels with the state and my granddad having to get up in the mddle of the night and fix someone's water heater. You also have to expect that several payments will be late and in the beginning it may cast more out of pocket.
I'll tell you one thing ... get a business degree, or at least read a little bit about finance before thinking of a business.

It will take years before rent can earn you enough money to buy a new house.

cheers
Well, it seems like a really good realistic plan, but are you taking into the fact that even with a constant cash flow you still may have expenses from the house and the Realtor... I would just start saving first and go from there... When buying a house you need to make sure that it is strong house and you are not going to need to remodel.

good luck
If you are buying in an area where the houses will stay rented then your plan might work. My parents own several houses that they rent but we live in a dying city and some of the houses are empty. When the houses are empty you don't have any money coming in. Also, you have taxes, insurance, repairs & maintenance to consider. I just don't want you to think that you buy the property and then sit back and the money flows in. If you are in a busy city then that might happen but you still have to pay for things. If you use a real estate agency they will most likely keep the first month's rent and then a percentage of each month's rent after that. If the furnace quits then you have to buy a new furnace. If there's a plumbing problem you have to pay to have it fixed. If the house needs a new roof, you pay for it. Plus, the taxes & insurance and any other fees that there might be. So, I would suggest you research this more thoroughly. Also, how are you going to pay for the houses? If you take out mortgages on them then you'll have monthly payments that you'll have to make whether they are rented or not. So, do some research. Try to talk to other landlords in the area where you want to buy.
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