Health insurance for child?


Question:
trying to find out the best type of plan for just my 20 month old daughter. for well child checkups and immunizations and all the things for children. do i go with high ded, or high premium, i don't have enough money to be paying when we go for checkups (except maybe a 15 dollar copay)

Answer:
You can purchase individual insurance for a child of any age. I suggest that you contact a local health agent and ask them for recommendations/quotes.

It sounds like it is a complicated situation. I applaud you for trying to do the best thing for the child. You're a real Dad.
I know that the Gerber Company has great life insurance but I don't know about health insurance, but you can certainly check with them. Just go to Gerber Life Insurance Company website and write to them and see what they can recommend.
You should go to your local health department , and apply for medicaid , depending on how much you make you could get full coverage for your child meaning you wouldnt have to pay a cent for the doctor or prescriptions . I am pregnant and just applied for it , its a lifesaver if you dont have insurance .Also the health department will give free immunizations for children.Hope this helps ...
Another reason why universal health care makes sense. Problem with it is it's just too socialist for the USA.
Many of the states offer a free program just for kids. Look for info online about your state.
You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ½ after I did.

Go to: http://www.insureme.com/landing.aspx?ref...

Take care,
Casey
If your in California, you can apply for Healthy Families. There is a income requirement. Also Blue Cross has a plan that's a PPO, you would have a $3500.00 deductible, after which the office visits are $0
Visit http://www.cheap-credit-cards.org/insura... for a list of providers in your area after you enter your zipcode
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