Health insurance for retirees? We currently live in Hawaii and want to retire on the mainland, but...?
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Answer:
What state are you considering moving to? Because insurance is state specific, the only resources I can offer are pretty general. Check with AARP. They have decent gap plans all over the country. You can also check www.medicare.gov for a list of Medi-gap plans in your area.
Don't move from Hawaii!
You can get an HMO if available or you can get a Medicare Advantage plan, if available. You may want to get a Med Supplement, I just don't see the value in them.
If one of the first two aren't available (they are free), just stick with your medicare and pay the deductibles and 20%. It is less than the supp premiums.
assuming you are on medicare, the medicare website offers all the resources you need. enter the zip code of the area you are moving to and they will show you all available plans arranged in uniform manner so as to easily compare rates and coverages. its best to examine your medical situation and consider the merits of medicare advantage/fee for service plans vs traditional supplement plans.
Kelli,
You could always get a dental discount package. There are several different companies that offer this but the most respected is Ameriplan.
Here is a link to a site you can look into.
http://www.mybenefitsplus.com/40490483...
Personally...I would STAY in Hawaii! I have heard of people retiring to Hawaii but never retiring to the mainland!
it's possible
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