Insurance Help?
Question:
Full Coverage POS with no Rx Self-Employed People and Small Business Owners
Atlantis Health Plan AM Best Rating: NR-5 Plan Type Deductible Coinsurance Office Visit
POS $0 0% $20
$558.24
Monthly Premium
No Application FeeElectronic SignatureNo Prescription Drug CoverageMaternity Coverage AvailableNot Eligible for Health Savings Account (HSA)
Does it seemtobe a good plan?
Answer:
well, it won't cover prescription drugs, so that's bad. But you'll only have to pay $20 to go to the doctor, which is good. There's no maternity coverage either, which could be bad, depending on your future family plans...
Is the premium is just for you? If there's more than one person on this policy, its a steal. If its just you.>>>As long as there's hospitalization and lab/x-ray coverage as well, its not shabby. Its cheaper that a lot of private policies, and most small business policies I've seen. Make sure this plan covers more than just doctor's office visits. But, yea... its seems pretty sweet, considering you don't have a large group health insurance plan.
Try googling the company that offers the plan and do more research on the company
The premium seems awfully high, but not too sure where you are and if premiums are higher in your area. How many people is that for? If it is for less than 3, I'd say it was too much. Check into Kaiser or State Farm if you have it in your area.
see this site
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