Question:
I lost my group insuance and looking for individual plan. I'm 57 now with controled high blood pressure. Will individual plan covers pre-existing condition after 6 month waiting period? If i don't mention that condition, will insurance co really check the medical record?
Answer:
At age 57 they will probably require a medical exam pirior to authorizing your insurance coverage. They will find out then about your high blood pressure. Most insurance companies will cover that as a pre-existing condition but will not cover, cancer, HIV, bi-polar, and several others but it will all depend on the company.
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