What health plan is better, Blue Cross HMO or Blue Cross PPO?

Question:

Answer:
PPO - You can go to any doctor you want and don't have to bother with referrals which is literally a pain because if you primary care doctor doesn't give you the referral, you're screwed.

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PPO

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PPO is "better", since you have a bigger provider network to choose from!

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ppo- i have horizon bc/bs... no referrals needed..

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