Do Teachers Get Good Healthcare/Pension?
Question:
It seems that teaching is one of the few unionized professions left, so there I would assume it would yield adequate benifits, or am I horribly mistaken?
Answer:
This all depends on what state you live in. In Texas, pension plans are secured by the state and therefore guaranteed, unlike private retirement plans that can be invested and lost, or never paid back by a company you worked for. Also here benefits are fully covered on one person and as you marry and have a growing family, you pay additionally for them. So yeah it's a pretty good deal when it comes to having secure benefits and retirement. Also, depending on the state and going off of what Texas does, you're allowed 10 days during the year to take off in addition to the federal holidays and the seasonal breaks from school. Cheers on the choice to be a teacher!
That varies widely by state and even school district. Some unions, lets say in NY are very powerful, other say in the deep south aren't.
I teach in LA and get good healthcare, horrible dental, and a really good pension. But again that varies with area. Might help if we had an idea where you might want to teach.
Like everyone is saying, it depends where you work, in what state. Private & parochial schools generally do not have as good of benefits as the public schools. Back when health care was cheap, the public schools offered health insurance as a bonus when the schools couldn't afford good salaries. I just retired in a midwest state, I have 35 years in the state retirement system. I get 85% of my teaching salary but have to pay into my health care more than I would like to. It was and is worth it. When teaching I got 16 sick days a year, 2 personal days, and had dental and medical insurance ( I paid part of it). Your summers are not workfree, usually you have to take classes etc.
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