What is the best individual health plan to have?
Question:
Answer:
“Best” depends on you, your needs, and your budget. Does your employer offer a health savings plan? A health savings plan lets you pay for insurance with pre-tax dollars. Counting federal and state income tax and Social Security tax, that would give you 20-40% more buying power. The best way to find the lowest rate is to contact a health insurance broker. You can find one online by going to a website like http://www.healthinsurancewiz.com... and filling out a “request a quote” form. It will be sent to a broker in your area who works with lots of different companies. Let the broker do the shopping for you! Good luck!
One that pays your bills without leaving you broke.
Get quotes from your local, independent agent.
BC is very good. They are all pricey and you need to make sure you read EVERYTHING. Like if you are checking for a specific ailment, ie...inpatient/outpatient lab, xray...make sure they cover and there is no precertification needed or if so that you call...
Sorry for the comments...
Do you ever go to a doctor and tell him to find out what is wrong with you ?
Your question is like that, you need to give more details, about your age, your current state of health, other family members (if you want to protect them also)
Best way to do this is to speak to a professional and share details with him and get information from him
All the best
AJ
Try using a Discount Plan program, this could save you ALOT of money.
http://www.everyonebenefits.com/tbrown71...
The best health wise policy in India is reliance mediclaim.
lower premium than any other corporates any higher benefit than any other corporates is its high light.
as you asked about individual
for age up to 35 years, only Rs 900 p.a for 1 lakh coverage.
for age 36-45- Rs 1040, and so on
if you are married ,took family policy it is much cheaper than individual and added benefit.
advantage
24 hours cashless service in 3000+ hospitals through out India
include ambulance expense, attender expense, donor expense, addl cash if admitted more than 10 days.
Sum insured will automatically doubled in case of critical illness for the same premium
and so on
for detailed brochure, mail to
devaraj0910@yahoo.com
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