Whats the cheapest health insurance?
Question:
Medicaid...I think it's free if you qualify.
anthem. but it's not worth it. they probably charge you more than they cover
Medicare hands down.
Try Blue Cross Blue Shield.
Medicare
You may need to take COBRA if it was offered to you - it'll be your best option for coverage but it won't be cheap.
Individual policies will not accept the unemployed in most states because they know you'll most likely get a job with coverage and if they do take you they probably won't cover your pre-existing condition nor the medication.
A short term medical policy is designed for catastrophic coverage and may be an option but they also won't cover your pre-existing conditions or medication.
You could try Medicaid but you must meet the income limits and it'll take you several months to get approved if you qualify. You won't qualify for Medicare unless you are over 65 or disabled.
There is a free prescription discount card available at http://drugcardamerica.com/index.aspx?af... This may be your best option other than COBRA.
Call a local independent agent. This person knows the plans available in your area and can find the best plan for your situation if one is available.
You'll probably get answers here concerning medical discount cards. Be very wary of these cards. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed. This means you have little recourse when you have problems with the plan. If you are tempted by the low price and claims of “save up to 80%” be aware that very few doctors actually take these cards. It does you little good if you have to drive 4 hours to find a doctor that will accept the card. One state couldn’t find any doctors in that state that took the card and only one dentist who was on probation for unlawful activities so they banned the sale of the card. See this link http://www.insurancejournal.com/news/wes... for more information. Many other states are starting to ban these cards.
Before signing up with any discount plan get a list of doctors. If they won’t give you a list consider it to be a scam. Call the doctors on the list to make sure they’re still taking the card (many don’t even know that they’re listed as a provider) and that they’re accepting new patients.
The cheapest one is the one with the highest deductible, which isn't going to do you any good.
The BEST thing for you, is to take Cobra from your job. NO ONE ELSE is likely to take you on, because they don't want to swap $200 a month in premium for $1,000 a month of drugs. So you're not likely to find a private policy.
There are many cheap medical insurance available in the market but you need to know how muach coverage you are getting in the medical insurance.
try http://www.helpyousavenow.com you can get a Prescription, Dental. Vision and Chiropractic Discount Plan for $19.95 mo.
Hope this helps
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