Question:
I have a Blue Cross PPO through a Cobra company called Conexis. I have the family plan, which covers myself, my wife and my child. I have paid each bill very timely and I am in good status until 7/31/07. Yet I am literally pulling my hair out and stressing since we keep getting EOB's / Doctor's bills saying we are not covered since our insurance is terminated (which, obviously can't be right). I went to a pharmacy today to get a prescription filled and they said it was terminated. I have an online screen-shot of my Cobra status that says I am paid and covered. It has literally eaten me alive because there is some medication that I can't afford without the insurance, but if I don't take it, I have health problems. This shouldn't be happening and I want to start a lawsuit against the company? This whole scenario has put me and my family in unneeded distress. Is this possible?
Answer:
Definitely call Conexis and tell them they need to fix this FAST! If they don't do anything soon, I would contact a lawyer that deals with health insurance companies. Maybe if they're threatened with a little legal action, they'll fix the paperwork faster. good luck and try not to stress!!
Yes I think that it is possible and considering all the trouble you are having with the insurance company. First I would try calling the insurance company to try to straighten out the problem if you haven't already tried that. If that doesn't work then yeah go talk to a lawyer and see what you can do. I would think that you could sue them for not covering you when you have been paying them. You have every right to do that.
Perhaps, before persuing a law suit, you should attempt to contact the insurance company and see what is going on. They will hopefully be able to resolve your issue. Just by faxing them the bills you are receiving, they should be able to take care of the situation.
I guess you could - but honestly - good luck with that. Those companies are sharks!
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