What should i look for when picking an insurance plan for health/medical? is there a way to make a custom plan


Question:
can i customize my plan(s) if needed? will it cost me an arm and a leg. i really dont need extra bills, i am very athletic and i eat healthy border-line vegan scarce with dairy, only eat turkey and variety of seafood lots of friut and veggies, soy/tofu. (if this info helps , can you tell me what are my best options? i want vision,dental,mental,preventiv... healthcare, and emergency, and speacialty, + general.
one thing i can tell you, make sure that there is not a "per year spending limit"... if so, get a horrible disease, guess what, the insurance is spent in a month, and you are responsible for the rest of the cost. trust me 40,000 in one month, then chemo added up to 280,000 in the next 8 months, and that was the time frame from it took the insurance to notify the doctor and myself that there was a limit. gosh, i thought insurance was insurance, you pay premiums, they pay the bills, i had no idea they could do that. just stop paying...
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