Maternity benefits.. which health insurance to choose?


Question:
I have moved to the US on a dependent visa. All health insurance companies I contacted so far have a waiting period of 12 months for availing maternity benefits. I want to start planning a family sometime this year.. Is there any health insurance which does not have a waiting period? Pls help!

Answer:
No. Most companies I know of have a waiting period for maternity benefits. They don't want you to purchase the insurance, have a baby (big claim) and then drop the insurance. I think you can see their point. If you are not pregnant yet, purchase the insurance and then wait a few months before trying to start the family and you should be ok.
if you can prove that you had health coverage else wear, then under cobra, they cannot count it. however, that said, medicaid or a discount plan, may be your only options
being that health insurance companies vary by cities and states the best thing you can do is to just keep doing your own research
Usually only one you get through an employer.
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